Use cases
Three firm types. One regulatory change problem.
UK retail banks, asset managers, and insurance firms each face a slightly different regulatory surface. Kalipso adapts to the feeds and obligation profiles that matter to each.
Retail banks
FCA Consumer Duty keeps moving. Staying current takes constant reading.
UK retail banks carry a dense regulatory surface. FCA Consumer Duty, PRA capital and liquidity rules, Bank of England policy statements, and the ICO's data processing guidance all move independently. A change in one often triggers a gap in another.
Kalipso gives retail bank compliance teams a single place where every relevant update lands, pre-read, with the obligation affected and the remediation steps already drafted. The FCA publishes a new policy statement at 10am; by 10:15, the compliance officer sees a plain-English summary with the four action items it generates for their Consumer Duty board report template.
Banks on the Monitor tier monitor FCA, PRA, Bank of England, EBA, and ESMA. Banks on Analyse additionally receive AI-drafted remediation memos and policy gap mapping against their current internal policy inventory.
Regulatory feeds relevant to UK retail banks
- FCA policy statements and final rules
- FCA Consumer Duty guidance and supervisory updates
- PRA policy statements (capital adequacy, liquidity)
- Bank of England financial stability publications
- EBA regulatory technical standards (CRR, Basel IV implementation)
- ICO guidance (GDPR data processing for financial services)
- HM Treasury consultation papers and published legislation
- FOS complaint trend publications
How it works for retail banks
Kalipso monitors FCA, PRA, BoE, EBA, and ICO feeds continuously. When the FCA publishes PS26/4 at 10:02am, the document is downloaded and parsed within minutes.
The platform reads the full 148 pages, identifies the three sections that create new Consumer Duty obligations, and cross-references them against your firm's current policy inventory.
Kalipso drafts a structured memo: four numbered action items, each referencing the specific FCA rule section, with the responsible team and a suggested completion timeframe.
The compliance officer reviews the draft in the Kalipso interface, edits where needed, and marks it approved. The signed memo is archived and exportable for board reporting.
Asset managers
MiFID II research unbundling. AIFMD. ESMA consultation papers. The reading never stops.
UK and EU asset managers operate across a regulatory surface that spans ESMA, EBA, and FCA simultaneously. MiFID II rules, AIFMD requirements, UCITS updates, and ESMA consultation papers arrive at different rates with overlapping obligations. A compliance team of three cannot read all of it.
Kalipso handles the reading. When ESMA publishes a consultation paper on EMIR REFIT timelines, the platform extracts the proposed changes that affect your firm's derivatives reporting obligations, flags the consultation deadline, and drafts a response framework for your legal team. When the final rules are published, it drafts the implementation memo.
For firms managing cross-border mandates, Kalipso's Analyse tier covers both UK (FCA, PRA) and EU (ESMA, EBA, EIOPA) feeds, with gap mapping that identifies where a UK policy position diverges from the equivalent EU rule after Brexit.
Regulatory feeds relevant to asset managers
- FCA MiFID II implementation updates and supervisory statements
- ESMA guidelines and consultation papers (AIFMD, UCITS, EMIR)
- EBA regulatory standards (DORA, reporting requirements)
- FCA sustainability disclosure requirements
- IOSCO standards (cross-border fund distribution)
- HM Treasury policy papers on post-Brexit regulatory divergence
- PRA updates affecting prime broking counterparties
The workflow
From published rule to signed memo in the same morning.
The typical compliance response to a new regulatory publication involves two or three days of reading before anyone can begin drafting a response. For a 200-page policy statement, that timeline can extend to a week, with the risk that something material is missed.
Kalipso compresses the reading phase to minutes. A compliance officer receives an alert in Slack or Teams, opens the Kalipso interface, reviews the summary and the drafted remediation memo, makes any edits, and approves it. The full workflow from regulatory publication to signed memo typically fits within the same business morning.
The memo is stored in Kalipso's version-controlled archive, linked to the source document, and available for export as a PDF for board reporting or regulator submission. Every action item is traceable back to the specific rule section that generated it.
See it working
Which regulatory feeds does your team struggle to keep up with?
Book a 30-minute session. We configure a feed set for your firm type and walk through a real recent update from your jurisdiction, showing the alert and the remediation draft Kalipso would have produced.